Contents
- 1 Quick answer
- 2 Inside the withdrawal page of an Ecuadorian account
- 3 The official table for Ecuador
- 4 Which method can you withdraw to?
- 5 Costs: one free withdrawal, then 2%
- 6 How long a withdrawal to Ecuador takes
- 7 What IQ Option checks before it pays
- 8 The rules in Ecuador to check first
- 9 Money not arrived? Check these
- 10 Withdrawal guides for other countries we tested
- 11 Frequently Asked Questions
- 12 GENERAL RISK WARNING
Last updated: 9 October 2026. Screenshots of the withdrawal page: 9 October 2026, Practice account registered in Ecuador, connection recognised by IQ Option as Ecuadorian. Official conditions: read on 7 October 2026. The account held no real money, so IQ Option listed the methods but offered no form, and we withdrew nothing.
You withdraw from IQ Option in Ecuador on the withdrawal page: choose one of six Ecuadorian banks, a card, an e-wallet or one of six cryptocurrencies, enter the amount and confirm. The official minimums: cards, WebMoney, Skrill and Volet.com at $2, Neteller at $10, the six coins at $12 and the six banks at $28. Each calendar month the first withdrawal is free; after that the fee is 2%, never more than $30. We show the page as an Ecuadorian account sees it, then the official minimums, the fee, the times and what to do when a payout is late. The routine itself is the same everywhere and is in the general withdrawal guide.
You withdraw from IQ Option in Ecuador on the withdrawal page: choose one of six Ecuadorian banks, a card, an e-wallet or one of six cryptocurrencies, enter the amount and confirm. The official minimums: cards, WebMoney, Skrill and Volet.com at $2, Neteller at $10, the six coins at $12 and the six banks at $28. Each calendar month the first withdrawal is free; after that the fee is 2%, never more than $30. We show the page as an Ecuadorian account sees it, then the official minimums, the fee, the times and what to do when a payout is late. The routine itself is the same everywhere and is in the Quick answer
- Fee: one withdrawal per calendar month costs nothing, whatever the method; every further one costs 2%, at most $30 (€30 or £25).
- Minimum (official table): $2 to cards, WebMoney, Skrill and Volet.com; $10 to Neteller; $12 to the six coins; $28 to the six banks.
- Banks: Banco Pichincha, Banco de Guayaquil, Banco City Bank, Banco del Pacifico, Banco Internacional and Banco Bolivariano.
- Time: 1–24 hours for most methods; a card can take up to 21 calendar days at your bank; IQ Option asks you to allow up to 3 business days.
- Bitcoin: on 9 October the withdrawal page of our account listed it (1 to 24 hours) although the official table does not; there was no card entry.
- Zero balance: the page shows “You cannot withdraw funds because your balance is 0” and no form.
Inside the withdrawal page of an Ecuadorian account
We opened iqoption.com/en/withdrawal on 9 October 2026 over a connection that IQ Option recognised as Ecuadorian, logged in to a Practice account registered in Ecuador. The real account held $0.00, so the page showed the method list and no form. A Spanish version exists at iqoption.com/es/withdrawal.
- Opening the page. Under the Withdrawal heading, a notice (1) says that you have 1 free withdrawal until the end of the calendar month. The methods are in the column on the left (2), each with its processing time, starting with the six Ecuadorian banks. The panel on the right belongs to the selected method, Banco Pichincha C.A.: it shows “You cannot withdraw funds because your balance is 0” (3), and its Withdrawal Conditions link (4) opens IQ Option’s official table.
- The list. The list had 17 entries, all at “1 – 24 hours” except one. After the six banks (Banco Pichincha C.A., Banco De Guayaquil S.A., Banco City Bank, Banco Del Pacifico, Banco Internacional and Banco Bolivariano) came Skrill, Neteller and Volet.com USD, marked “Under Maintenance” that day (1), then seven coins with Bitcoin (BTC) (2) among them (Tether, Bitcoin, USD Coin, Ethereum, Ripple, Cardano and Litecoin), and last Webmoney WMZ. There was no Visa/Mastercard entry.
- Requests and questions. The Withdrawal requests panel (1) sits under the list and was empty (“No requests”). Further down are the page’s Frequently Asked Questions (2), which refer to a Brazilian amount (150.00 BRL) that does not apply to an Ecuadorian account.
Both sources agree on the six banks, Skrill, Neteller, Volet.com, WebMoney and six coins, at 1 to 24 hours. Where they disagree: the list shows Bitcoin, which the table omits, and the list has no card entry, which the table has (two Visa/MasterCard rows). With a zero balance no withdrawal form opened, so look at your own withdrawal page for what your account can use.
The official table for Ecuador
These are the methods in IQ Option’s official table for our Ecuadorian account. Minimums are given in dollars, euros or pounds, which are the currencies an Ecuadorian account can hold.
| Method | Minimum withdrawal | Time shown |
|---|---|---|
| Banks: Banco Pichincha C.A., Banco de Guayaquil S.A., Banco City Bank, Banco del Pacifico, Banco Internacional, Banco Bolivariano | $28 (or €30, £27) | 1–24 hours |
| Visa and Mastercard: Visa/MasterCard (first row) | $2 (or €3, £2) | Instant (see the note on cards) |
| Visa and Mastercard: Visa/MasterCard (second row) | $2 (or €2, £2) | Instant (see the note on cards) |
| E-wallets: Webmoney WMZ, Skrill, Volet.com USD | $2 (or €2, £2) | 1–24 hours |
| E-wallets: Neteller | $10 (or €10, £10) | 1–24 hours |
| Crypto: Tether (USDT) TRC20, USD Coin (BNB Smart Chain), Ethereum (ETH) ERC-20, Ripple (XRP), Cardano (ADA), Litecoin (LTC) | $12 (or €10, £10) | 1–24 hours |
Ecuador’s table lists six local banks with the same $28 minimum (€30) and the same 1 to 24 hours; the rest is the usual international set: two Visa/MasterCard rows, Skrill, Neteller, Volet.com, WebMoney and six coins. The bank minimum is 14 times the card minimum ($28 against $2). The account is held in US dollars, euros or pounds, so no minimum is shown in another currency.
Which method can you withdraw to?
IQ Option’s help centre says that the withdrawal method depends on how you funded the account: money paid in with an e-wallet can only go back to the same e-wallet account, and a card withdrawal is limited to the amount deposited with that card. The Ecuadorian cashier offers two local methods, Red Activa and Mi Comisariato, and IQ Option’s deposits page also lists three Banco Pichincha methods (see the deposit guide). None of them is a withdrawal method: payouts to an Ecuadorian bank go through the six bank entries above, starting with Banco Pichincha C.A.
Costs: one free withdrawal, then 2%
IQ Option charges nothing for the first withdrawal of a calendar month, whatever the method. Each later one costs 2%, capped at $30 (€30 or £25) on a dollar account. A second withdrawal of $300 costs $6; one at the $12 crypto minimum costs $0.24. The cap is reached at $1,500, so a withdrawal of $8,000 costs $30, not $160. The receiving bank, wallet or card issuer can add its own charge. Other costs are in our fees guide.
How long a withdrawal to Ecuador takes
- IQ Option’s processing: up to 3 business days for every request, according to the notes under the official table and the help centre.
- Banco Pichincha C.A., Banco de Guayaquil S.A., Banco City Bank, Banco del Pacifico, Banco Internacional and Banco Bolivariano: 1 to 24 hours (listed in the table).
- Card: “Instant” in the table, yet the issuing bank can take as long as 21 calendar days; IQ Option cannot shorten that.
- E-wallets and crypto: 1 to 24 hours in the table (WebMoney, Skrill, Volet.com, Neteller and the six coins); the help centre says the money reaches an e-wallet within about a day of IQ Option completing the request.
What IQ Option checks before it pays
Before the first payout IQ Option wants to know who is asking. Its help centre lists a photo of an identity document and, for a card deposit, both sides of the card (hide the CVV). It says documents are checked within 3 business days, so send them early. The steps are in our account verification guide.
The rules in Ecuador to check first
IQ Option accepts Ecuadorian sign-ups, but that is not an Ecuadorian approval. Ecuador’s securities market is supervised by the Superintendencia de Compañías, Valores y Seguros. In a search on 8 October 2026 we found no Ecuadorian licence for IQ Option, no block of its site and no action against people who write about it. We are not lawyers: the deposit guide has the full note, so check your own position before you deposit or withdraw.
Money not arrived? Check these
- Start with the status. Requested and In process, in the Withdrawal requests panel, mean the request has not been paid yet; Funds sent means IQ Option has done its part.
- Match the method to its time. A card can take 21 calendar days; the other methods are listed at 1 to 24 hours.
- Check the amount. Each method has a minimum, and the amount cannot exceed your balance.
- Ask support. The chat inside the platform (Chats & Support in the left sidebar) or support@iqoption.com. Our support guide shows how.
Withdrawal guides for other countries we tested
IQ Option decides the withdrawal list by the country of the account. Here are our other withdrawal guides:
- Venezuela: Cards, Volet.com, WebMoney, crypto (no banks)
- Dominican Republic: Cards, e-wallets, crypto (no banks)
- Jamaica: Cards, e-wallets, crypto (no banks)
- Bolivia: Cards, e-wallets, crypto (no banks)
- Panama: Cards, e-wallets, crypto (no banks)
- Nicaragua: Cards, e-wallets, crypto (no banks)
- Costa Rica: Cards, e-wallets, crypto (no banks)
- Trinidad and Tobago: Cards, e-wallets, crypto (no banks)
- Uruguay: Cards, e-wallets, crypto (no banks)
- Paraguay: Cards, e-wallets, crypto (no banks)
- Guatemala: Cards, e-wallets, crypto (no banks)
- Belize: Cards, Volet.com, WebMoney, crypto (no banks)
Every country guide is in the grid on the IQ Option withdrawal guide.
Depositing first? Read the Ecuador deposit guide.
Frequently Asked Questions
Q: What are the withdrawal minimums in Ecuador?
A: The official table lists $2 for cards, WebMoney, Skrill and Volet.com, $10 for Neteller, $12 for the six coins and $28 for the six banks.
Q: Which Ecuadorian banks can I withdraw to?
A: Banco Pichincha C.A., Banco de Guayaquil S.A., Banco City Bank, Banco del Pacifico, Banco Internacional and Banco Bolivariano, from $28 (€30) at 1 to 24 hours.
Q: Can I withdraw to Red Activa or Mi Comisariato?
A: Not according to the official table or to the list in our account. Both are deposit methods in the Ecuadorian cashier; they are not withdrawal methods.
Q: Does IQ Option charge for withdrawals in Ecuador?
A: The first one in a calendar month is free; every later one costs 2%, up to $30 (€30 or £25).
Q: How many days does IQ Option need to pay out in Ecuador?
A: IQ Option asks you to allow up to 3 business days to process the request. The table then lists 1 to 24 hours for most methods and up to 21 calendar days at your bank for a card.
