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  3. How to Deposit on IQ Option in Mexico: SPEI, OXXO and Card (2026)

How to Deposit on IQ Option in Mexico: SPEI, OXXO and Card (2026)

Published: October 5, 2026 By Niels Hammer in Account 8 minutes read

Contents

  • 1 Quick answer
  • 2 How to deposit on IQ Option in Mexico, step by step
    • 2.1 Step 1: Click Deposit
    • 2.2 Step 2: Choose “Top up your account”
    • 2.3 Step 3: Choose SPEI
    • 2.4 Step 4: Choose pesos (MXN) as your account currency
    • 2.5 Step 5: Enter the amount and check the bonus
    • 2.6 Step 6: Enter your name and CURP, then confirm
  • 3 All deposit methods in Mexico
  • 4 Paying cash at OXXO and other shops
  • 5 Depositing with a bank card in Mexico
  • 6 Depositing with crypto from Mexico
  • 7 Withdrawing from IQ Option in Mexico
  • 8 If your deposit has not arrived
  • 9 Deposit guides for other countries
  • 10 Frequently Asked Questions
  • 11 GENERAL RISK WARNING

Last updated: 5 October 2026. Every screenshot below was recorded that day (Mexico time) on an IQ Option Practice account registered in Mexico, over a Mexican connection. We stopped before the final payment button, so no money was sent.

By Niels Hammer · Updated October 5, 2026 · How we research and update articles

To deposit on IQ Option from Mexico, you open the cashier, choose SPEI, a card or a cash payment such as OXXO, set pesos (MXN) as your account currency, enter at least 175 MXN and add your details, including your CURP for SPEI and OXXO. This guide shows each step with SPEI on the Mexican cashier. It then covers paying cash at OXXO and other shops, card deposits, the official minimums and how withdrawals to Mexican banks work.

Quick answer

  • Minimum: 175 MXN for every method on IQ Option’s deposits page, or $10, €10 or £10.
  • Fee: 0% from IQ Option on every method.
  • Time: cards, Apple Pay, Google Pay and e-wallets instant; SPEI 2–60 minutes; 7 Eleven, Bodega Aurrera and Farmacias del Ahorro 1–6 hours; OXXO CASH 12–24 hours.
  • Limits we saw: SPEI 175–50,000 MXN; OXXO CASH 175–7,518 MXN; Mastercard 175–194,370 MXN.
  • Currency: MXN, USD, EUR or GBP, chosen before your first deposit and fixed after it.
  • Withdrawals: one free per month, then 2% (at most 620 MXN); SPEI from 200 MXN, eight Mexican banks from 570 MXN.

How to deposit on IQ Option in Mexico, step by step

We followed the steps with SPEI, the first method the Mexican cashier recommends. The numbers in each screenshot show where to click, in order.

Step 1: Click Deposit

In the traderoom, click the green Deposit button at the top right, next to your balance (1).

Step 1: the Deposit button in the IQ Option traderoom, on an account registered in Mexico
Step 1: the Deposit button at the top right of the traderoom.

Step 2: Choose “Top up your account”

The Make a Deposit window shows your free Practice balance ($10,000) and your real account, which on a Mexican account is in pesos (0.00 Mex$). Refill to $10,000 only refills the Practice account with virtual money, which cannot be withdrawn. To deposit real money, click Top up your account (1).

Step 2: Top up your account in the Make a Deposit window; the real account is in pesos (Mex$)
Step 2: Top up your account funds the real account in pesos.

Step 3: Choose SPEI

The Mexican cashier recommends SPEI, Mastercard and Visa. Below them it lists seven cryptocurrencies, then the other methods: cash payments such as OXXO CASH, e-wallets, Apple Pay and Google Pay. Click SPEI (1).

Step 3: the IQ Option cashier for Mexico, with SPEI selected
Step 3: the cashier of a Mexican account, with SPEI selected.

Step 4: Choose pesos (MXN) as your account currency

Before your first deposit, the cashier asks for the currency of your real account. A Mexican account can choose MXN, EUR, GBP or USD. Select MXN (1) and click Next (2). IQ Option warns that you cannot change the currency after your first deposit. If you pay and withdraw in pesos, MXN keeps your balance in pesos.

Step 4: choose MXN as the account currency and click Next
Step 4: choose MXN and click Next. The currency is fixed after the first deposit.

Step 5: Enter the amount and check the bonus

Type the amount (1) or click one of the quick amounts. SPEI accepted 175 to 50,000 MXN on our account, and the field marks anything outside that range in red.

The welcome-bonus code IQWELCOME was already applied (2). The bonus starts at 180 MXN, so the 175 MXN minimum gets none. On 200 MXN it added 50% (100 MXN), and the quick amounts showed up to +100% from 5,000 MXN. If you do not want a bonus, remove the code with the × before you pay, and read the bonus terms behind the (i) icon first.

Step 5: 200 Mex$ by SPEI with the IQWELCOME bonus code applied
Step 5: the amount field (1) and the pre-applied bonus code (2).
SPEI accepts 175 to 50,000 Mex$ on IQ Option; the bonus starts at 180 Mex$
Typing 1 MXN shows the SPEI range, 175 to 50,000 MXN, and that the bonus starts at 180 MXN.

Step 6: Enter your name and CURP, then confirm

Enter your real name and your CURP (1). IQ Option warns that the payment is rejected if the CURP is not your own valid one; you can look yours up at gob.mx/curp. Tick the box to accept the terms (2) and click Proceed to Payment (3). IQ Option then sends you to the payment page to complete the transfer.

We stopped at this screen and did not pay. The form says the provider processes 90% of SPEI payments within 2 minutes and that the maximum is 60 minutes.

Step 6: SPEI payment details on IQ Option: your real name and your own CURP
Step 6: the CURP note, your name and CURP (1), the terms box (2) and Proceed to Payment (3). We stopped here.

All deposit methods in Mexico

These are the methods we saw on our Mexican account on 5 October 2026, with the time the cashier shows. IQ Option’s deposits page lists 175 MXN, or $10, €10 or £10, for every method on it.

MethodTime shown in the cashierNotes
SPEI2–60 minutes175 to 50,000 MXN; your own CURP
MastercardInstant175 to 194,370 MXN
Visa“Fast verification”Instant on the deposits page
OXXO CASH12–24 hours175 to 7,518 MXN; your own CURP
Banco Azteca, BBVA Bancomer CASH2–24 hours175 MXN
Bodega Aurrera, 7 Eleven, Farmacias del Ahorro1–6 hours175 MXN
Scotiabank CASH1–2 business daysListed twice in the cashier
Apple Pay, Google Pay, Skrill, Neteller, Volet.comInstant175 MXN
7 cryptocurrencies5–60 minutesConverted to your account currency

Every method on the deposits page has 0% commission.

IQ Option deposits page for a Mexican account: 175 MXN minimum and 0% commission
IQ Option’s deposits page for a Mexican account: the 175 MXN minimum and 0% commission.

Paying cash at OXXO and other shops

If you do not want to pay from a bank account or a card, the Mexican cashier offers cash payments. OXXO CASH (1) is listed at 12 to 24 hours. Bodega Aurrera, 7 Eleven and Farmacias del Ahorro are listed at 1 to 6 hours, Banco Azteca and BBVA Bancomer CASH at 2 to 24 hours, and Scotiabank CASH at 1 to 2 business days.

Other deposit methods for a Mexican account, including OXXO CASH and other cash payments
The other methods of a Mexican account, with OXXO CASH (1) and the time each method takes.
  1. Choose OXXO CASH, then your currency and Next.
  2. Enter the amount. OXXO CASH accepted 175 to 7,518 MXN on our account, a much lower maximum than SPEI. The bonus also starts at 180 MXN here.
  3. Enter your first name, last name and CURP (1). The same note applies: use your own valid CURP, or the payment is rejected.
  4. Tick the terms (2) and click Proceed to Payment (3). IQ Option then sends you to the payment page to complete the payment.
OXXO CASH payment details on IQ Option: first name, last name and CURP
OXXO CASH: the CURP note with your name and CURP (1), the terms box (2) and Proceed to Payment (3). We stopped here.

Depositing with a bank card in Mexico

Mastercard and Visa are in the Mexican cashier’s recommended methods. Mastercard is listed as instant, and Visa as “Fast verification”. Choose your card, set the currency and enter the amount: the Mastercard form accepted 175 to 194,370 MXN (1). Then enter the card number, the expiry date (MM/YY), the cardholder’s name and the CVC, the three digits on the back of the card (2). Save my card for future instant payments was ticked by default; untick it if you do not want the card stored. Accept the terms and confirm the deposit. Use a card in your own name.

Mastercard deposit on IQ Option in Mexico: 175 to 194,370 Mex$ and the card form
The Mastercard form on a Mexican account: the 175 to 194,370 MXN range (1) and the card details (2).

Depositing with crypto from Mexico

The Mexican cashier listed seven coins, each at 5 to 60 minutes: Bitcoin, Cardano, Ethereum (ERC-20), Litecoin, XRP, Tether (USDT, TRC20) and USDC (BNB Smart Chain). IQ Option converts the coins to your account currency, so you do not hold crypto on the platform. See does IQ Option accept crypto for the full steps.

Withdrawing from IQ Option in Mexico

IQ Option’s withdrawals page for a Mexican account gives you one free withdrawal per calendar month, whatever the method (1). After that, IQ Option charges 2%, at most 620 MXN (or $30, €30 or £25).

  • SPEI: from 200 MXN (2), listed at 1 to 24 hours.
  • Mexican banks: from 570 MXN, listed at 1 to 24 hours: BBVA Bancomer, Banamex, Santander, Banco Azteca, BanCoppel, HSBC, Scotiabank and Banorte.
  • Cards: from 40 MXN. The page notes that your bank can take up to 21 calendar days to process a card withdrawal.
  • E-wallets: Skrill, Volet.com and WebMoney from 40 MXN, Neteller from 213 MXN.
  • Crypto: six coins from 227 MXN. Bitcoin was not in the withdrawal list.

The page also asks you to allow up to 3 business days for a withdrawal request to be processed. Read how to withdraw from IQ Option for the steps.

IQ Option withdrawals page for a Mexican account: one free withdrawal a month; SPEI from 200 MXN
IQ Option’s withdrawals page for a Mexican account: one free withdrawal a month (1) and SPEI from 200 MXN (2).

If your deposit has not arrived

  • Check the time for your method. SPEI is listed at 2 to 60 minutes, OXXO CASH at 12 to 24 hours and Scotiabank CASH at 1 to 2 business days.
  • Check your CURP. SPEI and OXXO payments with someone else’s CURP are rejected.
  • Contact support. Use the chat inside the platform (Chats & Support in the left sidebar) or email support@iqoption.com. See our support guide.

Deposit guides for other countries

The methods depend on the country your account is registered in. Our other step-by-step deposit guides, recorded the same way:

  • Brazil: PIX, PicPay, Boleto, cards
  • Peru: Yape, Plin, BCP
  • Chile: WebPay, Mach, Khipu
  • Colombia: Nequi, PSE, Efecty
  • Argentina: Mercado Pago QR, MODO, Rapi Pago
  • Thailand: Kasikorn, SCB, Krungthai QR
  • Vietnam: Vietcombank QR, BIDV, VietQR
  • Nigeria: Bank transfer, OPay, PalmPay
  • Philippines: GCash, Maya, QRPH
  • South Africa: FNB, ABSA, Standard Bank
  • Malaysia: Maybank, CIMB, DuitNow QR
  • United Arab Emirates: Card, Apple Pay, USDT
  • Sri Lanka: Cards, Skrill, USDT
  • Bangladesh: NAGAD, Mastercard, USDT
  • Kenya: Cards, Skrill, Neteller, USDT

The IQ Option deposit guide explains the general steps.

Frequently Asked Questions

Q: What is the minimum deposit on IQ Option in Mexico?
A: 175 MXN, or $10, €10 or £10, for every method. That is what IQ Option’s deposits page showed for a Mexican account on 5 October 2026. The welcome bonus starts at 180 MXN.

Q: Can I deposit with SPEI?
A: Yes. SPEI is the first method the Mexican cashier recommends. It accepted 175 to 50,000 MXN, needs your own CURP and is listed at 2 to 60 minutes.

Q: Can I pay in cash at OXXO?
A: Yes. OXXO CASH accepted 175 to 7,518 MXN and is listed at 12 to 24 hours. 7 Eleven, Bodega Aurrera and Farmacias del Ahorro are also available.

Q: Does IQ Option charge a deposit fee in Mexico?
A: No. Every method on IQ Option’s deposits page showed 0% commission. Your bank or the shop may charge its own fees.

Q: How do I withdraw to a Mexican bank?
A: By SPEI from 200 MXN, or to one of eight Mexican banks from 570 MXN. One withdrawal per calendar month is free; after that IQ Option charges 2%, at most 620 MXN.

Q: Do I have to take the welcome bonus?
A: No. The code IQWELCOME was pre-applied. Remove it with the × in the amount step if you do not want it.

GENERAL RISK WARNING

The financial products offered by the company carry a high level of risk and can result in the loss of all your funds. You should never invest money that you cannot afford to lose.
Kindly note that this article does not provide any investment advice. The information presented regarding past events or potential future developments is solely an opinion and cannot be guaranteed as factual, including the provided examples. We caution readers accordingly.
Niels Hammer

Written by Niels Hammer

Niels Hammer is an experienced investor, webmaster, and trading educator with 10+ years of experience in binary options, cryptocurrency, and online trading platforms (since 2015).

CREDENTIALS & EXPERTISE:

  • 10+ years trading and investing experience
  • Early adopter of IQ Option platform (2014)
  • Cryptocurrency investment specialist
  • Co-founder of IQOptionWiki.com (since 2018)
  • Founder of InvestingStockOnline.com - authority in broker reviews
  • Technical webmaster and platform expert
  • Based in Southeast Asia

QUALIFICATIONS:

  • Investment Specialist
  • Broker Platform Expert
  • Cryptocurrency Trader and Analyst
  • Technical Platform Reviewer

Niels specializes in platform features, broker comparisons, and long-term investment strategies. His expertise lies in helping traders understand how to effectively use trading platforms and choose the right broker for their needs.

PROFESSIONAL BACKGROUND:

Niels started his trading journey in 2015 after discovering binary options trading. He partnered with Bart Bregman to create comprehensive educational resources for traders, starting with InvestingStockOnline.com (broker reviews) and later launching IQOptionWiki.com (platform-specific education).

His approach focuses on practical, tested strategies and honest broker evaluations based on real user experience.

Connect with Niels:

  • LinkedIn: https://www.linkedin.com/in/niels-hammer-bb3a75233/
  • Facebook: https://www.facebook.com/profile.php?id=100089751198817

Contact: info@iqoptionwiki.com

TRANSPARENCY: All reviews and strategies are based on actual platform testing and real trading experience.

All articles by Niels Hammer · LinkedIn · About IQ Option Wiki

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NextHow to Deposit on IQ Option in Sri Lanka: Card, Skrill and USDT (2026)

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