Contents
- 1 Quick answer
- 2 How to deposit on IQ Option in Peru, step by step
- 3 All deposit methods in Peru
- 4 Depositing with a bank card in Peru
- 5 Depositing with crypto from Peru
- 6 Withdrawing from IQ Option in Peru
- 7 If your deposit has not arrived
- 8 Deposit guides for other countries
- 9 Frequently Asked Questions
- 10 GENERAL RISK WARNING
Last updated: 4 October 2026. Every screenshot below was recorded that day on an IQ Option Practice account registered in Peru, over a Peruvian connection. We stopped before the final payment button, so no money was sent.
To deposit on IQ Option from Peru, you open the cashier, choose a method such as Yape, set soles (PEN) as your account currency, enter at least S/ 35 and fill in your details. This guide shows each step on the Peruvian cashier. It then covers the other methods available in Peru, bank transfers with BCP, card deposits, the official minimums and how withdrawals work for Peruvian accounts.
Quick answer
- Minimum: S/ 35 for every method except Western Union (S/ 80), or $10, €10 or £10.
- Fee: 0% from IQ Option on every method.
- Time: Mastercard and e-wallets instant; BCP Online, BBVA, Scotiabank and Interbank 5–60 minutes; Yape, Plin and Western Union 1–6 hours.
- Limits we saw: Yape S/ 35–2,000; BCP Online S/ 35–17,606; Mastercard S/ 35–38,568.
- Currency: PEN, USD, EUR or GBP, chosen before your first deposit and fixed after it.
- Withdrawals: one free per month, then 2% (at most S/ 114); to 11 Peruvian banks from S/ 110.
How to deposit on IQ Option in Peru, step by step
We followed the steps with Yape. The numbers in each screenshot show where to click, in order.
Step 1: Click Deposit
In the traderoom, click the green Deposit button at the top right, next to your balance (1).
Step 2: Choose “Top up your account”
The Make a Deposit window shows your free Practice balance ($10,000) and your real account, which on a Peruvian account is in soles (0.00 S/). Refill to $10,000 only refills the Practice account with virtual money, which cannot be withdrawn. To deposit real money, click Top up your account (1).
Step 3: Choose Yape
The Peruvian cashier recommends Mastercard, Visa and Apple Pay, then lists seven cryptocurrencies and the local methods: Yape, Plin, Banco de Crédito (BCP), BBVA Continental, Scotiabank, Interbank, Western Union and e-wallets. Scroll down and click Yape (1).
Step 4: Choose soles (PEN) as your account currency
Before your first deposit, the cashier asks for the currency of your real account. A Peruvian account can choose PEN, EUR, GBP or USD. Select PEN (1) and click Next (2). IQ Option warns that you cannot change the currency after your first deposit. If you pay and withdraw in soles, PEN keeps your balance in soles.
Step 5: Enter the amount and check the bonus
Type the amount (1) or click one of the quick amounts. Yape accepted S/ 35 to S/ 2,000 on our account, and the field marks anything outside that range in red.
The welcome-bonus code IQWELCOME was already applied (2). On S/ 35 it added 50% (S/ 17.50), and the quick amounts showed up to +100% from S/ 1,000. If you do not want a bonus, remove the code with the × before you pay, and read the bonus terms behind the (i) icon first.
Step 6: Enter your details and confirm
Enter your first name, last name, DNI and mobile number (1). The form asks for a real mobile number that starts with 9 and has nine digits. Tick the box to accept the terms (2) and click Proceed to Payment (3). IQ Option then sends you to the payment page to complete the payment.
We stopped at this screen and did not pay. The cashier lists Yape at 1 to 6 hours.
All deposit methods in Peru
These are the methods we saw on our Peruvian account on 4 October 2026, with the time the cashier shows and the minimum from IQ Option’s deposits page.
| Method | Time shown in the cashier | Minimum and notes |
|---|---|---|
| Yape | 1–6 hours | S/ 35; up to S/ 2,000 in the cashier |
| Plin | 1–6 hours | S/ 35 |
| Banco de Crédito Online | 5–60 minutes | S/ 35; up to S/ 17,606 in the cashier |
| Banco de Crédito CASH | 20–60 minutes | S/ 35 |
| BBVA Continental Online, BBVA Continental Cash | 5–60 minutes | S/ 35 |
| Scotiabank CASH, Scotiabank Empresas | 5–60 minutes | S/ 35 |
| Interbank Empresas | 5–60 minutes | S/ 35 |
| Western Union | 1–6 hours | S/ 80 (or $26) |
| Mastercard | Instant | S/ 35; up to S/ 38,568 in the cashier |
| Visa | “Fast verification” | S/ 35 |
| Apple Pay, Google Pay | Instant | S/ 35 |
| Skrill, Neteller, Volet.com | Instant | S/ 35 |
| 7 cryptocurrencies | 5–60 minutes | Converted to your account currency |
The list also showed an entry called “Bank Transfer TEST”, which looks like an internal test. We did not open it.
IQ Option’s deposits page for a Peruvian account lists the same minimum for every method, S/ 35 (or $10, €10 or £10). The exception is Western Union, at S/ 80. Every method has 0% commission.
Paying by bank transfer with Banco de Crédito (BCP)
- In the cashier, choose Banco de Crédito Online, then PEN and Next.
- Enter an amount from S/ 35 to S/ 17,606. The bonus starts at S/ 35, as with Yape.
- Enter your first name, last name and DNI (1). The form says the provider processes 90% of payments within 5 minutes.
- Tick the terms (2) and click Proceed to Payment (3) to go to the payment page.
Depositing with a bank card in Peru
Mastercard and Visa are at the top of the Peruvian cashier. Choose your card, set the currency and enter the amount: the Mastercard form accepted S/ 35 to S/ 38,568 (1). Then enter the card number, the expiry date (MM/YY), the cardholder’s name and the CVC, the three digits on the back of the card (2). Accept the terms and confirm the deposit. Use a card in your own name.
Depositing with crypto from Peru
The Peruvian cashier listed the same seven coins we saw in Brazil and Mexico: Bitcoin, Ethereum (ERC-20), Litecoin, XRP, Cardano, Tether (USDT, TRC20) and USDC (BNB Smart Chain), each at 5 to 60 minutes. IQ Option converts the coins to your account currency, so you do not hold crypto on the platform. See does IQ Option accept crypto for the full steps.
Withdrawing from IQ Option in Peru
IQ Option’s withdrawals page for a Peruvian account gives you one free withdrawal per calendar month, whatever the method (1). After that, IQ Option charges 2%, at most S/ 114 (or $30, €30 or £25).
- Peruvian banks: from S/ 110, in 1 to 24 hours (2). The page lists 11 banks: Interbank, BBVA, BCP, Scotiabank, Banco de la Nación, Banco de Comercio, BanBif, Mibanco, Santander, Pichincha and Citibank.
- Cards: from S/ 8. The page notes that your bank can take up to 21 calendar days to process a card withdrawal.
- E-wallets: Skrill, Volet.com and WebMoney from S/ 8, Neteller from S/ 40.
- Crypto: six coins from S/ 43. Bitcoin was not in the withdrawal list.
The page also asks you to allow up to 3 business days for a withdrawal request to be processed. Read how to withdraw from IQ Option for the steps.
If your deposit has not arrived
- Check the time for your method. Yape, Plin and Western Union can take up to 6 hours; the bank options up to 60 minutes.
- Check your details. Pay from your own Yape or bank account. The forms ask for your name, your DNI and, for Yape, your real mobile number.
- Contact support. Use the chat inside the platform (Chats & Support in the left sidebar) or email support@iqoption.com. See our support guide.
Deposit guides for other countries
The methods depend on the country your account is registered in. Our other step-by-step deposit guides, recorded the same way:
- Brazil: PIX, PicPay, Boleto, cards
- Mexico: SPEI, OXXO, cards
- Chile: WebPay, Mach, Khipu
- Colombia: Nequi, PSE, Efecty
- Argentina: Mercado Pago QR, MODO, Rapi Pago
- Thailand: Kasikorn, SCB, Krungthai QR
- Vietnam: Vietcombank QR, BIDV, VietQR
- Nigeria: Bank transfer, OPay, PalmPay
- Philippines: GCash, Maya, QRPH
- South Africa: FNB, ABSA, Standard Bank
- Malaysia: Maybank, CIMB, DuitNow QR
- United Arab Emirates: Card, Apple Pay, USDT
The IQ Option deposit guide explains the general steps.
Frequently Asked Questions
Q: What is the minimum deposit on IQ Option in Peru?
A: S/ 35, or $10, €10 or £10, for every method except Western Union (S/ 80). That is what IQ Option’s deposits page showed for a Peruvian account on 4 October 2026.
Q: Can I deposit on IQ Option with Yape?
A: Yes. Yape accepted S/ 35 to S/ 2,000 and is listed at 1 to 6 hours. The form asks for your name, DNI and mobile number.
Q: Can I use Plin or BCP?
A: Yes. Plin is listed at 1 to 6 hours. Banco de Crédito Online takes 5 to 60 minutes and accepted up to S/ 17,606. Banco de Crédito CASH is listed at 20 to 60 minutes.
Q: Does IQ Option charge a deposit fee in Peru?
A: No. Every method on IQ Option’s deposits page showed 0% commission. Your bank or wallet may charge its own fees.
Q: Which account currency should I choose?
A: A Peruvian account can choose PEN, USD, EUR or GBP. The choice is fixed after your first deposit. If you pay and withdraw in soles, PEN avoids converting your balance.
Q: How do I withdraw to a Peruvian bank?
A: Bank withdrawals start at S/ 110 and take 1 to 24 hours, to 11 Peruvian banks. One withdrawal per calendar month is free; after that IQ Option charges 2%, at most S/ 114.
Q: Do I have to take the welcome bonus?
A: No. The code IQWELCOME was pre-applied. Remove it with the × in the amount step if you do not want it.
