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  3. How to Deposit on IQ Option in Bangladesh: NAGAD, Card and USDT (2026)

How to Deposit on IQ Option in Bangladesh: NAGAD, Card and USDT (2026)

Published: October 5, 2026 By Niels Hammer in Account 10 minutes read

Contents

  • 1 Quick answer
  • 2 How to deposit on IQ Option in Bangladesh, step by step
    • 2.1 Step 1: Click Deposit
    • 2.2 Step 2: Choose “Top up your account”
    • 2.3 Step 3: Choose NAGAD
    • 2.4 Step 4: Choose US dollars (USD) as your account currency
    • 2.5 Step 5: Enter the amount and check the bonus
    • 2.6 Step 6: Read the note and confirm
  • 3 All deposit methods in Bangladesh
    • 3.1 What about bKash?
  • 4 Depositing with a bank card in Bangladesh
  • 5 Depositing with Tether (USDT) and other crypto
  • 6 Withdrawing from IQ Option in Bangladesh
  • 7 Check the rules in Bangladesh first
  • 8 If your deposit has not arrived
  • 9 Deposit guides for other countries
  • 10 Frequently Asked Questions
  • 11 GENERAL RISK WARNING

Last updated: 5 October 2026. Every screenshot below was recorded that day (Bangladesh time) on an IQ Option Practice account registered in Bangladesh, over a connection that IQ Option recognised as Bangladeshi. We stopped before the final payment button, so no money was sent.

By Niels Hammer · Updated October 5, 2026 · How we research and update articles

Bangladeshi accounts on IQ Option are funded in US dollars, euros or pounds, because the currency step has no taka option. The one local method our cashier showed was NAGAD, which takes $10 up to about $200 a payment; cards, Skrill, Volet.com and seven cryptocurrencies cover larger amounts. This guide follows a NAGAD deposit step by step, then covers the Mastercard form, Tether (USDT), why bKash is on the deposits page but was missing from our cashier, the official minimums, withdrawals and a note on local rules.

Quick answer

  • Minimum: $10 for every method on the deposits page, or €10, £10 or 1,000 RUB.
  • Fee: 0% from IQ Option on every method.
  • Methods: NAGAD (1–10 minutes), Mastercard, Skrill and Volet.com (instant), Visa (“fast verification”) and seven cryptocurrencies (5–60 minutes). bKash is on the deposits page but was not in our cashier.
  • Limits we saw: NAGAD $10–195 (later $200); Mastercard $10–11,050; Tether (USDT) TRC20 $10–1,000,000.
  • Currency: USD, EUR or GBP, chosen before your first deposit and fixed after it. There is no taka account.
  • Withdrawals: one free per month, then 2% (at most $30); NAGAD from $10 in 1–3 business days, plus cards, e-wallets and crypto.
  • Local rules: Bangladesh Bank has warned about illegal online currency trading; read the note before you deposit.

How to deposit on IQ Option in Bangladesh, step by step

We followed the steps with NAGAD, the first method the Bangladeshi cashier recommends. The numbers in each screenshot show where to click, in order.

Step 1: Click Deposit

In the traderoom, click the green Deposit button at the top right, next to your balance (1). Our Bangladeshi account also showed an Islamic account switch in the top bar, set to OFF; its tooltip reads “Trade in accordance with Islamic finance principles”, and our Islamic account guide covers it.

Step 1: the Deposit button in the IQ Option traderoom, on an account registered in Bangladesh
Step 1: the Deposit button at the top right of the traderoom, next to the Islamic account switch.

Step 2: Choose “Top up your account”

The Make a Deposit window sets your Practice account ($10,000 of virtual money) beside your real account, which starts at $0.00 in US dollars. Refill to $10,000 only refills the Practice account, and that money cannot be withdrawn. To deposit real money, click Top up your account (1).

Step 2: Top up your account in the Make a Deposit window; the real account is in US dollars
Step 2: Top up your account funds the real account, which is in US dollars.

Step 3: Choose NAGAD

The cashier recommends NAGAD, Mastercard and Visa. Below them come seven cryptocurrencies, then Skrill and Volet.com. Click NAGAD (1), which the cashier lists at 1 to 10 minutes. The banner at the top offers a welcome bonus “up to 100%” with the code IQWELCOME; on 5 October 2026 it was marked “Expires 15 Oct 2026”.

Step 3: the IQ Option cashier for Bangladesh, with NAGAD selected
Step 3: the cashier of a Bangladeshi account, with NAGAD selected.

Step 4: Choose US dollars (USD) as your account currency

Before your first deposit, the cashier asks for the currency of your real account. Our account could choose only USD, EUR or GBP. Select USD (1) and click Next (2). IQ Option warns that you cannot change the currency after your first deposit. Your Nagad balance is in taka, so check the taka amount on the payment page before you confirm.

Step 4: choose USD as the account currency and click Next
Step 4: choose USD and click Next. The currency is fixed after the first deposit.

Step 5: Enter the amount and check the bonus

Type the amount (1) or click one of the four quick amounts: $10, $20, $30 and $50. NAGAD accepted $10 up to $195 on our first pass and up to $200 when we repeated the flow a few minutes later in Bengali, so the upper limit moves a little. The field marks anything outside the range in red.

The welcome-bonus code IQWELCOME was already applied (2). On $10 it added 50% ($5), so $15 would be credited; the quick amounts showed +70% on $20, +80% on $30 and +90% on $50. Below $10 the form says “Deposit $10 or more to get a bonus”. If you do not want a bonus, remove the code with the × before you pay, and read the bonus terms behind the (i) icon first.

Step 5: a $10 NAGAD deposit with the IQWELCOME bonus code applied
Step 5: the amount field (1) and the pre-applied bonus code (2).
NAGAD accepts $10 up to about $200 on IQ Option (the field showed $195 on one pass and $200 on the next); the bonus starts at $10
Typing $1 shows the NAGAD range, $10 up to about $200, and that the bonus starts at $10.

Step 6: Read the note and confirm

The grey note (1) tells you to enter your real Nagad account number, “otherwise, the payment will not be processed”, and warns that the name of the recipient may not match the company’s details. Tick the box to accept the terms (2) and click Proceed to Payment (3). The form says you will be redirected to the payment page to complete the payment, so the wallet details are not typed on IQ Option itself.

We stopped at this screen and did not pay.

Step 6: the NAGAD form on IQ Option: the note about your Nagad account number, the terms and Proceed to Payment
Step 6: the note about your Nagad account number (1), the terms box (2) and Proceed to Payment (3). We stopped here.

All deposit methods in Bangladesh

These are the methods we saw on our Bangladeshi account on 5 October 2026. IQ Option’s deposits page lists $10, €10, £10 or 1,000 RUB for every method on it.

MethodTime shownLimits and notes
NAGAD1–10 minutes$10 to $195 (up to $200 on our second pass); asks for your Nagad account number
bKash1–10 minutes on the deposits pageOn the deposits page, but not in our cashier
MastercardInstant$10 to $11,050
Visa“Fast verification”$10
Skrill, Volet.comInstant$10
7 cryptocurrencies5–60 minutesTether (USDT) TRC20: $10 to $1,000,000

Every method on the deposits page has 0% commission. The page processes Mastercard, Skrill, Volet.com and Visa as instant, and BKASH and NAGAD at 1 to 10 minutes. The cryptocurrencies appear in the cashier but not on the page.

IQ Option deposits page for a Bangladeshi account: $10 minimum, 0% commission, BKASH and NAGAD at 1 to 10 minutes
IQ Option’s deposits page for a Bangladeshi account: BKASH and NAGAD (1), the $10 minimum and 0% commission.

What about bKash?

The deposits page lists BKASH at 1 to 10 minutes, with the same $10 minimum as NAGAD (1). Our cashier did not show it on 5 October 2026: NAGAD was the only mobile wallet in the list. IQ Option shows the methods of the country your account is registered in, and the list can change, so the cashier you see when you click Deposit is the one that counts. If bKash is missing there, NAGAD, a card or a cryptocurrency still work.

Depositing with a bank card in Bangladesh

Mastercard and Visa sit in the recommended row. Mastercard accepted $10 to $11,050 on our account, and Visa is listed as “Fast verification” rather than instant. After the currency and the amount, the form asks for the card number, the expiry date (MM/YY), the cardholder’s name and the CVC, the three digits on the back of the card (1). Save my card for future instant payments was ticked by default (2); untick it if you do not want the card stored. Tick the terms (3) and click Deposit (4). Use a card in your own name.

Mastercard deposit on IQ Option in Bangladesh: card details, Save my card, terms and Deposit
The Mastercard form on a Bangladeshi account: the card details (1), the pre-ticked Save my card option (2), the terms box (3) and the Deposit button (4). We stopped here.

Depositing with Tether (USDT) and other crypto

The Bangladeshi cashier listed seven coins, each at 5 to 60 minutes: Bitcoin, USDC (BNB Smart Chain), Ethereum (ERC-20), Litecoin, Cardano, XRP and Tether (USDT, TRC20). IQ Option converts them into your account currency, so you do not hold crypto on the platform.

The Tether (USDT) TRC20 form accepted $10 to $1,000,000. Type the amount (1), read the grey note (2), which says the wallet address on the next page can be reused any number of times for amounts of $10 or more, then tick the terms (3) and click Proceed to Payment (4). Send USDT only on the TRC20 network. See does IQ Option accept crypto for more.

Tether (USDT) TRC20 deposit on IQ Option in Bangladesh: amount, reusable address note, terms
The Tether (USDT) TRC20 form: the amount (1), the note about the reusable wallet address (2), the terms box (3) and Proceed to Payment (4). We stopped here.

Withdrawing from IQ Option in Bangladesh

IQ Option’s withdrawals page for a Bangladeshi account gives you one free withdrawal per calendar month, whatever the method (1). NAGAD is the only local method on the page: withdrawals start at $10 and take 1 to 3 business days (2). After the free one, every withdrawal costs 2%, at most $30, on every method including NAGAD. There are no bank transfers on the page, and BKASH is not in the withdrawal list:

  • Cards: Visa and MasterCard from $2, listed as instant. The page notes that your bank can take up to 21 calendar days to process a card withdrawal.
  • E-wallets: Skrill, Volet.com and WebMoney WMZ from $2, Neteller from $10, each in 1 to 24 hours. Neteller is a withdrawal method only: it is not in the deposit list.
  • Crypto: six coins from $12, in 1 to 24 hours: Tether (USDT) TRC20, USDC (BNB Smart Chain), Ethereum (ERC-20), Litecoin, Cardano and XRP. Bitcoin was not in the withdrawal list.

The page also asks you to allow up to 3 business days for a withdrawal request to be processed. Read how to withdraw from IQ Option for the steps.

IQ Option withdrawals page for a Bangladeshi account: one free withdrawal a month and NAGAD withdrawals
IQ Option’s withdrawals page for a Bangladeshi account: one free withdrawal a month (1) and NAGAD withdrawals from $10 in 1 to 3 business days (2).

Check the rules in Bangladesh first

IQ Option’s sign-up form accepts Bangladesh, but that does not tell you what Bangladeshi law allows. The Daily Star reported on 15 January 2012 that Bangladesh Bank would take legal action against people and organisations offering illegal online currency trading, and that only licensed dealers and money exchangers may do foreign exchange business under the Foreign Exchange Regulation Act. That warning is about foreign exchange trading, and we are not lawyers, so check the position for the kind of trading you plan before you deposit. Never deposit money you cannot afford to lose.

If your deposit has not arrived

  • Check the Nagad number. The form says the payment will not be processed unless you enter your real Nagad account number. NAGAD is listed at 1 to 10 minutes.
  • Check the crypto network. Send each coin only on the network named in the method, for example TRC20 for Tether.
  • Contact support. Use the chat inside the platform (Chats & Support in the left sidebar) or email support@iqoption.com. See our support guide.

Deposit guides for other countries

The methods depend on the country your account is registered in. Our other step-by-step deposit guides, recorded the same way:

  • Brazil: PIX, PicPay, Boleto, cards
  • Mexico: SPEI, OXXO, cards
  • Peru: Yape, Plin, BCP
  • Chile: WebPay, Mach, Khipu
  • Colombia: Nequi, PSE, Efecty
  • Argentina: Mercado Pago QR, MODO, Rapi Pago
  • Thailand: Kasikorn, SCB, Krungthai QR
  • Vietnam: Vietcombank QR, BIDV, VietQR
  • Nigeria: Bank transfer, OPay, PalmPay
  • Philippines: GCash, Maya, QRPH
  • South Africa: FNB, ABSA, Standard Bank
  • Malaysia: Maybank, CIMB, DuitNow QR
  • United Arab Emirates: Card, Apple Pay, USDT
  • Sri Lanka: Cards, Skrill, USDT
  • Kenya: Cards, Skrill, Neteller, USDT

The IQ Option deposit guide explains the general steps.

Frequently Asked Questions

Q: What is the minimum deposit on IQ Option in Bangladesh?
A: $10, or €10, £10 or 1,000 RUB, for every method on IQ Option’s deposits page on 5 October 2026. The welcome bonus also starts at $10.

Q: Can I deposit with bKash?
A: The deposits page for a Bangladeshi account lists BKASH at 1 to 10 minutes, but our cashier showed only NAGAD as a mobile wallet on the same day. Open the cashier from your own account to see which methods you get.

Q: Can I deposit with NAGAD?
A: Yes. NAGAD accepted $10 to $195 on our first pass and up to $200 on the second, is listed at 1 to 10 minutes and asks you to enter your real Nagad account number.

Q: Can I deposit in Bangladeshi taka?
A: Not on our account. The currency step offered only USD, EUR and GBP, and the choice is fixed after your first deposit.

Q: Does IQ Option charge a deposit fee in Bangladesh?
A: No. Every method on IQ Option’s deposits page showed 0% commission. Your wallet, bank or exchange may charge its own fees.

Q: How do I withdraw to NAGAD?
A: NAGAD withdrawals start at $10 and take 1 to 3 business days. One withdrawal per calendar month is free; after that IQ Option charges 2%, at most $30.

Q: Do I have to take the welcome bonus?
A: No. The code IQWELCOME was pre-applied. Remove it with the × in the amount step if you do not want it.

Q: Is it allowed to trade on IQ Option from Bangladesh?
A: We cannot give legal advice. Bangladesh Bank has said that only licensed dealers and money changers may handle foreign exchange, and in January 2012 it warned that it would act against illegal online currency trading. Read the note above and check the rules that apply to you.

GENERAL RISK WARNING

The financial products offered by the company carry a high level of risk and can result in the loss of all your funds. You should never invest money that you cannot afford to lose.
Kindly note that this article does not provide any investment advice. The information presented regarding past events or potential future developments is solely an opinion and cannot be guaranteed as factual, including the provided examples. We caution readers accordingly.
Niels Hammer

Written by Niels Hammer

Niels Hammer is an experienced investor, webmaster, and trading educator with 10+ years of experience in binary options, cryptocurrency, and online trading platforms (since 2015).

CREDENTIALS & EXPERTISE:

  • 10+ years trading and investing experience
  • Early adopter of IQ Option platform (2014)
  • Cryptocurrency investment specialist
  • Co-founder of IQOptionWiki.com (since 2018)
  • Founder of InvestingStockOnline.com - authority in broker reviews
  • Technical webmaster and platform expert
  • Based in Southeast Asia

QUALIFICATIONS:

  • Investment Specialist
  • Broker Platform Expert
  • Cryptocurrency Trader and Analyst
  • Technical Platform Reviewer

Niels specializes in platform features, broker comparisons, and long-term investment strategies. His expertise lies in helping traders understand how to effectively use trading platforms and choose the right broker for their needs.

PROFESSIONAL BACKGROUND:

Niels started his trading journey in 2015 after discovering binary options trading. He partnered with Bart Bregman to create comprehensive educational resources for traders, starting with InvestingStockOnline.com (broker reviews) and later launching IQOptionWiki.com (platform-specific education).

His approach focuses on practical, tested strategies and honest broker evaluations based on real user experience.

Connect with Niels:

  • LinkedIn: https://www.linkedin.com/in/niels-hammer-bb3a75233/
  • Facebook: https://www.facebook.com/profile.php?id=100089751198817

Contact: info@iqoptionwiki.com

TRANSPARENCY: All reviews and strategies are based on actual platform testing and real trading experience.

All articles by Niels Hammer · LinkedIn · About IQ Option Wiki

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